2110 Ivy Road   |   Charlottesville, VA 22903

Short Sale Debt Could Follow You (And Often Does in VA)

If you are considering selling your home as a short sale, and are choosing a short sale instead of a bank foreclosure, you should make sure to read this Washington Post article about short sale debt. It is very important to know that the debt from a short sale may follow you.  Since we are still early in the history


Purchasing a Short Sale

Charlottesville is currently seeing a handful of short sales, and for every short sale that we can successfully achieve, we are avoiding a foreclosure hitting our market. Short sales, however, are not for the faint of heart! They are highly unpredictable, and while they can result in an incredible deal on a home, they can also result in frustration and


Charlottesville Mortgage Brokers and Lenders

There are several great mortgage brokers and lender in Charlottesville that I’ve had the pleasure of working with. Here are the top several that I recommend to my clients- they will all have different financing options and all provide top-notch customer service. 6411_photo.jpg Tammy Wilt Prospect Mortgage http://www.myprospectmortgage.com/twilt/ 44365 Premier Plaza, Ste. 220 Ashburn, VA 20147 Cell: (434) 242-0046 Fax: (866) 573-5907 Tammy.

… Susan McGinnis First Citizens Bank http://remorselessrealestate.com/ 2101 Dominion Drive Charlottesville, VA 22901 434.975.0432 Office 434.409.0809 Cell [email protected]

… 672 Berkmar Circle Charlottesville, VA 22901 (434) 979.6003 Office (434) 996.3574 Cell Kenneth.


City of Charlottesville Housing Affordability Program

Just this week the City will be sending out applications for it’s 2009 housing affordability program. The aim of this program is to offer credits of either $375 or $525 (depending on the income of the applicant) toward their 2009 December real estate tax bill. Criteria is as follows (taken from the Charlottesville Housing Authority Program website at the City